Disclaimer.

Everything on this website, including the Patterns essays, is general commentary. It is written about situations we see repeatedly across organisations. It is not advice on your situation, because we do not know your situation.

Advice is specific. It follows from understanding a particular organisation, its people, its constraints and what it is actually trying to do. Nothing published here has that behind it and it should not be relied on as though it did.

Reading this site does not make you our client. Writing to us does not either. Sending us information before we have agreed to act does not create a duty of confidentiality on our part, so please do not send us anything sensitive before we have spoken.

No engagement arises until a written engagement letter has been signed by both Harpi and the client. That letter defines the scope, the terms and the responsibilities on both sides.

Conversations before that point, however detailed and however encouraging, are exploratory. Neither side is committed and neither should proceed as though they are.

We advise on strategy, structure and decisions. We are not investment advisers, lawyers or accountants and nothing on this site is investment, legal, accounting or tax advice.

Where our work touches capital raising, investment readiness or transaction preparation, it does so as commercial advice. It is not a recommendation to buy, sell or hold any security or interest and it is not an offer or solicitation of any kind. Decisions in those areas should be taken with appropriately licensed professionals.

Some of what we publish concerns how conditions may develop: capital cycles, policy direction, how a market may behave. These are judgements made on the information available at the time of writing, not predictions and not guarantees.

Conditions change and we do not undertake to update published material when they do. Check the date on anything you intend to rely on.

We take care with what we publish and cite sources where the point rests on a figure or a fact. We do not warrant that everything here is complete, current or free of error and we are not responsible for the content of any website we link to.

Client testimonials on this site are published with the permission of the individuals named and reflect their experience of their own engagement. They are not a promise of any particular result for anyone else.

Harpi is based in Guyana and works across Guyana, Suriname, Curaçao and the wider Caribbean. Material on this site is written from that vantage point and is not tailored to the law or regulation of any other territory. It is not directed at anyone in a jurisdiction where publishing it would breach local law.